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Wednesday, June 30, 2021
GANOTHERAPY
In the world today, majority of the population are in the state of 'pre-illness' due to environmental pollution, stresses and unhealthy lifestyle such as consuming diets which are high in fats, cholesterol, sugar, salt and chemical additives. Under these circumstances, it is wise to prevent any deterioration in health rather than seek a cure after illness prevails as the saying goes: “Prevention is better than cure.”
Ganotherapy is one of the holistic approached to alternative complementary medicine. The underlying belief is that our body is the best doctor. Our body immune system when at its optimum condition is able to fight numerous diseases at one time, knowing the priority and without having side effects. All we see or feel is the reactions as it gets rid of the toxins and cure the illnesses. In Ganotherapy, it uses Ganoderma extracts from the fruit body and its mycelium to gain health.
The 4 basic principles of Ganotherapy are:
- Illnesses are caused by 2 sources; Toxins in our body and disharmony in body functions.
- Ganoderma does not cure illness, but it helps to balance up our body system and improve immunity against diseases.
- Any reaction that takes place is caused by our body system and not by the intake of Ganoderma.
- The dosage of Ganoderma taken is irrelevant to diseases.
Stages in Ganotherapy
There are several stages in Ganotherapy.
Stage 1: Scanning (1-30 days)
Ganoderma helps to regulate the body functions. During the initial intake, the scanning effect will reflect in several reactions of the body, through which we may identify the ailing areas of the body.
Stage 2: Cleansing – Detoxification (1-30 weeks)
- Uric acid, excess cholesterol, fat and calcium deposit, bad tissue and other chemicals accumulated in our body are toxins.
- The toxins are removed from our body by: o Sweating o The circulation system - (Kidney & liver) and then discharged from the body through urination and stool. o Boils, rashes, phlegm and mucus discharge
Stage 3: Regulating (1- 12 months)
- Balancing effect of Ganoderma helps to regulate the body functions.
- Many reactions can be observed during regulation. This is a sign that the body is healing and one should not worry about it.
- One should continue to consume Reishi Gano (RG).
- If the reaction is too vigorous, reduce the dosage and/or increase intake of Ganocelium (GL)
- After the reaction in reduced or over, resume normal dosage. The reaction may come back but proceed with the dosage.
Stage 4: Building (6 -24 months)
- This is the process of building and healing body parts that have sustained injuries or damage.
- Strengthening the immune system, improving physical strength and mental calmness and creating more resistance to diseases.
- Supplying essential elements to the body, such as minerals and triterpenoid for the recovery of bodily functions.
Stage 5: Regenerating (1 – 3 years)
- This is the ultimate aim of Ganotherapy.
- It is the process whereby our body is functioning at its optimum level and has a rejuvenating effect (restore youthful appearance, strength and peace of mind).
For thousands of years Ganoderma has been considered by the Chinese to be a high quality herbal medicine. The so-called ‘A-one Medicine’ is the best medicine which does not have any side effects, even after using it for a long time. It can improve one’s constitution, increase the body’s healing ability to help maintain a healthy body, and have a long life.
Ganoderma can change an imbalanced body to a healthy one. There is no difference among human races, ancient or modern people. Ganoderma has an effect on all. The same people all over the world will obtain the same results.
How does it act on body?
In the body, all the five active elements of Ganoderma act in synergy (coordination) to bring in total health, which is the basis of GANOTHERAPY. Ganoderma, when consumed, reaches all the cells in the body due to its unique quality of being an Adaptogen. Then the following five steps of health improvement take place.
SCANNING: During this process, the body cells are checked for Toxins and Inactivity. Most of these kinds of defects at the cell level are reported by way of REFLECTIONS through the external organs like eyes, nose, ear etc. This is just a diagnostic phase which normally occurs within 6 weeks of starting Ganotherapy and lingers for about 5~7 days.
DETOXIFICATION (CLEANSING): (8 30 weeks):During this phase, the unwanted / harmful matters (called the toxins) are removed from the body. The body using its own natural excretory mechanism, which is activated by Ganoderma, carries out this process. This phase takes place for about 5 ~ 12 days, depending on the level and quality of toxins.
During this process of detoxification, water soluble toxins ( eg., sugar, uric acid ) find their exit through urine and sweat. Fat soluble toxins ( eg., cholesterol) are easily disposed off through phlegm.
REGULATION (1 ~ 12 months) : The bio-Chemical as well as bio-electric factors of the body are balanced and the organ functions are regulated to normal levels.
BUILDING (6 ~ 24 months) : In this phase, the damaged cells are repaired and reconstructed. Inactive cells are re-activated. Body’s natural immune system is activated.
REJUVENATION (1 ~ 3 years) : It is a continuous process through-out life and during the process, body gains youthfulness. Oxidation of the cells prevented and ageing of the cells delayed. The natural immune system is activated at all levels.
Dosage Schedule for DXN Ganoderma
Gano is not a DRUG (or MEDICINE), but a FOOD SUPPLEMENT only. Therefore, there is no dosage regime as such for Gano. However, based on the practical experience, certain dosage guidance has been arrived at for the Healthy as well as Unhealthy people. Optimum results have been observed by following this schedule.
It is to be understood that the health improvement largely depends on the consumers own body condition, level of toxins in the body, duration of suffering from any ailment and the other lines of treatment one is undergoing. But one can certainly expect a good overall improvement in health on continuous consumption for more than 12 months. Long term health recovery and protection are more appreciated in Ganotherapy than the short term relief, as noticed in many other lines of treatment.
Dosage for the HEALTHY: One pair (1RG + 1GL) in the morning on empty stomach and one pair in the evening on empty stomach (about half an hour before Supper).
Dosage for the UNHEALTHY: Gano dosage does not depend on the type of ailment. It is rather decided by the intensity of the ailment. All patients may be grouped under any of the three broad classifications, in order to arrive at the daily dosage.
Benefits of Using Ganoderma
Beauty is Skin-Deep! But Health is Cell-Deep!
- Gano works at Cell Level on the entire body.
- Gano protects body from Diseases as well as Disorders.
- Gano gives Health, Vigour & Vitality.
- Gano reduces stress; retards ageing process and increases life span.
- Gano is effective for all age groups from Womb to Tomb!
- Gano suits anybody and everybody.
- Gano has no interaction with other lines of treatment. It complements the same.
- Gano overcomes the side-effects of other medications and relieves the patients.
- No diet restriction. Liberal dosage schedule; Mega dosages not harmful at all.
- No Side Effects! No Addiction!!
- Gano is for everybody Healthy as well as Unhealthy.
A single herb is able to give all the three benefits of health to the human body, which is very unique in the health sciences. It is an Elixir of Life!
RECOVERY from the earlier ailments!
MAINTENANCE of the present good health!
PROTECTION from the future problems to health!
Click here to Watch More Videos of Datuk Dr. Lim Siow Jin.
Tuesday, June 29, 2021
DXN GLOBAL
Thousands of people are looking for the real opportunity of making mo'ney on the INTERNET.
To make mo'ney on the Internet you only need three things:
- A marketable Health product or service.
- A marketing website.
- Stable customer base.
If any of the above conditions is missing, the online mo'ney making will not work.
I have got good news, I can provide you all of the three conditions.
- Most of the adult population consumes coffee, or to be more specific they are addicted to coffee. I have an alternative, a coffee which has beneficial effect, and there is a great need of it.
- In cooperation with great professionals a really Sales Mark'eting System has been created, which you can also experience, because you can not wait to read these lines and fill out the registration form inside the page. Furthermore, the Sales Marketing System it can be yours also worth P10,000 Plus for FREE.
- As People will give up the consumption of excise goods lastly. Your costumers soon will not be addicted to coffee, but in DXN Ganoderma Coffee. Do you know a more stable busi'ness?
We are well aware that online networking has a lot of artifices. Your success is our interest, so can be sure that we teach you everything - for FREE - you need to be successful.
Congratulations for your choice! By Clicking HERE you can make (administer) your first step to your success.
JOIN IN DXN AFRICA HERE!
JOIN IN DXN ASIA HERE!
- DXN Bangladesh
- DXN Hong Kong
- DXN India
- DXN Indonesia
- DXN Malaysia
- DXN Mongolia
- DXN Pakistan
- DXN Philippines
- DXN Singapore
- DXN Sri Lanka
- DXN Thailand
- DXN Uzbekistan
JOIN IN DXN USA | LATAM HERE!
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- DXN Austria
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- DXN Turkey
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How To SIGNUP Online In Less Than 10 Minutes ...
Monday, June 28, 2021
Balahibo Nalang Ba Ang Tumatayo Sa'yo?
POTENZHI: MALE POWER ENHANCER
Be a Superman, Where it Matters!
1 in 9 people suffer from Impotence or will suffer from it at some point in their lives.
This unique proprietary blend of 9 pure herbs is specially formulated in excellent combination to exerts its maximum combination.
- Eurycoma longifolia (also known as Tongkat Ali)
- Butea superba extracts
- Ganoderma
- Cordyceps
- Black Pepper
- Celery
- Green Tea
- Root of Lalang
- Stem of Kayu Secang
Top 21 Cancer Causing Foods Proven To Kill You, Avoid These Cancer Foods!
Top 21 Cancer Causing Foods Proven To Kill You, Avoid These Cancer Foods!
Saturday, June 26, 2021
POTENZHI: MALE POWER ENHANCER
Be a Superman, Where it Matters!
1 in 9 people suffer from Impotence or will suffer from it at some point in their lives
Apart from impotence, there are a variety of other sexual problems such as premature ejaculation, inability to sustain an erection, inability to perform with energy and poor blood circulation
The most common sexual dysfunction in older men is erectile dysfunction
- This is the inability to get an erection due to poor blood circulation
The most common sexual dysfunction in younger men is premature ejaculation How satisfied is your partner?
- Anything under two minutes is diagnosed as premature
- The Journal of Sexual Medicine found that the average time it takes a male to orgasm is 5.4 minutes
- Average time for a female to orgasm: 20 minutes
So what are people doing to overcome these sexual problems?
Viagra (the household name)So it definitely helps you with the sexual problems, but unfortunately, you cannot see how it is helping you
- The sales of Viagra last year crossed $2 billion
- Average Price of the product: $1750
- Doctor’s prescription is required as it can be fatal to individual with certain health problems such as those with:
- Heart diseases, liver diseases, kidney problems, diabetes, weak immune system, high blood pressure, heart attack history or any other type of blood problems
The side effects of this medication include:
- Bladder pain
- Bloody and painful urine
- Diarrhea
- Seizures
- Anxiety
- Painful erection
- Blurred vision and sensitivity to light
- Blue tint in your vision
- Redness and swelling of the eyes
- Random failing of eyesight
- Eye bleeding
- The most common side effects are related to eyesight
POTENZHI: powerful male tonic to revive your passion
Highest strength and quality of key ingredients to boost your sexual performance
Unique blend of 9 specially formulated products to give maximum benefits
- Proven to: 100% natural
- Improve blood circulation
- Boost up energy level
- Increase endurance
- Overcome mental fatigue and exhaustion
- Strengthen physical performance
- Improve sexual performance
- 100% organic
- No side effects
Nature’s Viagra
This unique proprietary blend of 9 pure herbs is specially formulated in excellent combination to exerts its maximum combination.
1. EURYCOMA LONGIFOLIA (also known as Tongkat Ali)
- One of the most powerful male sexual performance enhancers in Malaysia and Indonesia
- Active compound includes important amino acids that have testosterone enhancing properties
- Not only improves sexual performance but also naturally increases testosterone which results in increased muscle mass and strength
- Scientific studies have been conducted showing enhanced sexual characteristics and performance Revitalizes sexual impotence
- Also results in increased energy levels, endurance, stamina and reduced mental fatigue
- Enhances sexual function and pleasure and is worldly renowned as a powerful aphrodisiac
- Helps with premature ejaculation to help the individual last longer
- Natural so it doesn’t come with any side effects
- Targeted towards increasing the testosterone level, which will result in a:Average cost if purchased separately from stores: $59.90
- A higher sex drive and libido
- Longer and harder erections
- Improve muscle mass and strength
- A boost in energy and vitality
- Increases bone mineral density
- A sense of well being
- Improve cognitive function
2. BUTEA SUPERVA EXRACTS
- The most powerful natural aphrodisiacs to enhance sexual desire in Thailand
- Increased effect on rejuvenation and sexual vigor
- Contains flavonoids which supports enhanced sexual performance and better erectile capacity
- Provides vasodilation effect, which is present in male erectile dysfunction medication such as Viagra
- Gives energetic feeling without any crashes
- However this effect is 100% natural without any side effects
- Proven to enhance sensitivity
- Main benefits include:
- Commonly used by younger males to deal with premature ejaculation as it helps lengthen their performance time
- Helps with premature ejaculation so the individual can last longer
- Helps with weak erections
- Helps with erectile dysfunction
- Helps with impotence
- Helps with painful penetration
- Revives the feeling amongst men who have lost their desire to have sex or have a reduced desire to have sex
- Average cost if purchased separately from stores: $95
3. GANODERMA
- One of the most powerful and beneficial health product in China and Japan
- Labeled the “Elixir of Life” and reserved only for the emperors and kings
- Helps to strengthen and calm the nerves and body for better performance
- Improves blood circulation in the body for better sexual performance
- Increases low sex drive
- Strengthens the immune system and overall bodily functions for better physical performance
- Sexual potentiator which helps multiply the effect of the other aphrodisiacs
- While Viagra could be fatal to some heart patients, Ganoderma can be good for them and those suffering from high blood pressure.
- Average cost if purchased separately from stores: $88.60
4. CORDYCEPS
- Boosts libido and sexual functions
- Improves athletic performance
- Also has muscle building capability as it strengthens the respiratory system to give extra energy to perform physical exercise
- Rejuvenates the male’s sex ability Clinical study showed a significant 64% improvement in men’s sexual performance after taking Cordyceps
- Acts as a potent male sex hormone to bring back youthful sexual functions and stamina
- Helps increase blood flow by dilating the blood vessels
- Average cost if purchased separately from stores: $41.95
5. BLACK PEPPER
- Known as the King of Spices
- Traditionally used as an aphrodisiac which warms and relaxes the muscles
- Helps dilate the blood vessels for better circulation
- Increases libido and helps motivate the body’s fire energy
- Stimulates the taste buds which sends an alert to the body
- Helps with the improvement of digestion to properly absorb the other materials in Potenzhi for maximum benefits
- Stimulates the other ingredients
- Helps break down fat to give you extra energy to use during performance
- Average cost if purchased separately from stores: $1.29
6. CELERY
- Nourishing vegetable that gives high energy to the body
- Negative calorie food that helps in burning extra fat in the body
- Androsterone: Also helps with stronger erections and more semen production
- Powerful male hormone released naturally through the sweat glands that stimulates sexual arousal in females
- Proven to have an arousing effect on females while performing
- Affects your psychological and physical sexual response as the female will be more receptive and responsive, which will make you more confident and perform better
- Celery increases the level of Androsterone created by your body
- Labeled as the Best Natural Sex Food
- Average cost if purchased separately from stores: $2.12
7. GREEN TEA
- Helps with better absorption of the food and other ingredients
- Contains natural anti-oxidants to eliminate free radicals which can cause stress and damage to the cells that in turn affects performance
- Contains important nutrients needed by the body to boost energy
- Helps improve endurance
- Average cost if purchased separately from stores: $12
8. ROOT OF LALANG
- Helps with blood circulation to ensure adequate blood is being pumped in the needed areas
- Used to deal with individuals with erectile dysfunction
- Helps with premature ejaculation that result in longer lasting performance
- Average cost if purchased separately from stores: $22.50
9. STEM OF KAYU SECANG
- Enhance blood circulation for longer and stronger erections
- Warms up the body to increase libido
- Increases female sensitivity to the bodily warmth
- Increases sensitivity to the female’s sense of touch as well
- Average cost if purchased separately from stores: $18
- Potenzhi is a specially formulated mixture of all these powerful 9 ingredients
- Contains the highest quality and strength of products
- 100% natural without any side effects
- The All-In-One Male Performance Enhancer
NATURAL TECHNIQUES TO USE WITH DXN POTENZHI
- STOP
- Learn to Stop when you are about to climax and do something else like change position
- Breathe
- Control your breathing with deep breaths through your nose
- Condom
- Wear it to reduce sensitivity
- Circular motion
- Alter the penetration technique to a circular motion instead of over stimulating the head
- Position
- Switch positions to gain more control
- Diversion
- Most effective method is to hold the tip of your tongue to the roof of your mouth or use the tip of your tongue to count your teeth
- Early relief
- Relieve yourself before
- Tightening
- Tighten your muscle when you are about to climax
- Tighten it and then hold it for 3-5 seconds and then release. Repeat this for at least 5 minutes everyday or before having sex
LEARN MORE, CLICK HERE!
Erich Sharmaine S. Tacorda Daily Food Supplements
ERICH SHARMAINE S. TACORDA Taking Food Supplements Daily since 1 year old up to now na 7 years old na sya.
Therefore, 7 years na pala si Erich Sharmaine Sevilla Tacorda na gumagamit ng DXN products at araw-araw na gumagamit kasama kami ng papa at mama nya ...
Let's watch some of the video ni Erich sa mga links sa baba ...
Friday, June 25, 2021
SUNYA
WHAT IS SUNYA?
With this, we are going into the formal teachings of Sunya. Right from the basics, all the way up to the advanced level. Sunya is based on the teachings in Maha Anapana Smrti. Maha means great or advanced, Anapana means breathing in and out and Smrti means to hold your mind in focus without exerting any effort. It is the spontaneous focus of our mind. This could be mistaken for the word “mindfulness” which has a completely different meaning.
Samatha is a practice that leads to a tranquil and serene state of mind. Vipasyana is the act of observing introspectively.
If you are exerting a substantial amount of effort to carry out meditation, then you must be doing it wrong. Smrti is a compressed word but when we expand the meaning, it actually means Samatha Vipasyana. Samatha is a practice that leads to a tranquil and serene state of mind. Vipasyana is the act of observing introspectively. You must never put in a great deal of effort to practice Vipasyana. It is used to calming down your mind. The more effort you put into it, the more confused your mind gets and this completely beats the chief principle of Vipasyana.
Unfortunately, due to the erroneous interpretation of these words, many meditation schools practice a stern and rigorous method which includes sitting with your legs crossed for hours together. They force students to spend a great deal of time in meditation. Due to the rigidity in their training, many practitioners tend to be filled with emotions and do not have a calm state of mind. In basic Samatha Vipasyana or BSV, we focus on harmonizing our mind and body.
This is the real form of yoga. After synchronizing your mind and body, you need to do your duty and interact with the surrounding environment. That is called Maha Samatha Vipasyana or MSV. By environment, we mean anything outside your mind and body. The right practice of Sunya does not involve any excessive effort in any practice.
Practicing Sunya is like tuning a guitar. If you tune it too hard, the string may break. But if the string is too loose, you cannot play music. Meditation is not to train you to go sleep but on the contrary, it is to train you to stay awake. Therefore, the right amount of effort is crucial and pivotal. So, what is the right effort in Sunya training? Initially we ask our students to reverse count from 99 to 0. One count for every breath they take. This takes around 12 to 15 minutes. For those who cannot do it, we ask them to reduce the count to 30 and to reverse count from 29 to 0.
Many people ask me what the best time is to practice Sunya. Any time of the day that you feel is okay to dedicate to Sunya is the best time. You should avoid doing it before or after a shower, before or after a heavy meal and before or after a heavy exercise session. During Sunya, the pores on our skin open up to breathe in and out and to detox waste. The most important lesson and advice that I will give you today is to not put too much effort while practicing Sunya. Another common question I get is if a woman on her period could practice Sunya. The answer is definitely yes as Sunya does no harm to the body or to the menstrual cycle.
As claimed by modern-day gurus, when you detach yourself from disturbances in the mind, miraculous abilities do occur with the power that your mind releases. But these “miraculous abilities” are not possible in real life. Sunya’s only aim is to attain peace and prosperity. How far can you go if you practice Sunya regularly? According to Buddha, you can go very far. In this life, you can achieve the state of Arhant, meaning, a person who is free and can enter and leave this world as per his wish.
Achieving peace of mind and showing love to your fellow beings is what Sunya stands for. Words like Samatha Vipasyana have been derived from Sanskrit, but you do not need to learn the language. The peace and serenity that we obtain cannot be described by any language.
- DATUK DR. LIM SIOW JIN
Good-Bye Kidney Disease
Kidney Problems (Dialysis)
[BENEFITS OF DXN PRODUCTS]
• Improves Kidney functions
• Controls Urea and Creatinin
• Balances the Bio-chemistry
• Helps reduction of frequency of Dialysis
• Balances body fluids; Reduces Oedema
• Helps prevention of further Kidney damage
• Reduces body pains; Protects Heart & Lungs
[PRODUCTS RECOMMENDATIONS]
✅ RG
✅ GL
✅ Spirulina
✅ DXN Gano Tea
✅ Morinzhi
✅ DXN Lingzhi Coffee 3N1
Modified Pag-IBIG 2 - Frequently Asked Questions
Modified Pag-IBIG 2 - Frequently Asked Questions
What is Pag-IBIG Fund MP2 Savings Program?
The MP2 Savings Program is a voluntary savings platform for Pag-IBIG Fund members who wish to save more and earn high dividends, in addition to their Pag-IBIG Fund Regular Savings.
Who can save under MP2?
- Active Pag-IBIG Fund Members; and
- Former Pag-IBIG Fund Members with other sources of monthly income and/or Pensioners, regardless of age, with at least 24 monthly savings prior to retirement.
Is there a minimum amount that I can save?
Yes. The minimum MP2 savings is PhP500 per remittance.
Is there a limit to the amount that I can save?
There is no limit. You can save as much as you want under MP2. Should you wish to save an amount exceeding PhP500,000.00, you would have to issue a personal or manager’s check.
How do I save under MP2?
You may regularly save a minimum amount of PhP500 every month in your MP2 Savings Account. You may also opt for a one-time savings of a higher amount.
How much dividends will my savings earn?
Your MP2 savings earn tax-free dividends, at a rate higher than the dividend rate of the Pag-IBIG Fund Regular Savings Program.
Pag-IBIG Fund sets aside at least seventy percent (70%) of its annual net income and credits it proportionately to its members’ Pag-IBIG Savings as dividends. This means that the more you save, the higher dividends you shall earn.
In 2020, despite the challenges of the pandemic to our economy, the MP2 Savings earned a dividend rate of 6.12%.
When can I receive my MP2 Dividends?
You can choose to receive your MP2 Dividends through any of the following options:
- Upon full withdrawal of your MP2 Savings after its 5-year maturity period with your MP2 Dividends compounded annually;
- Through annual pay-out with your MP2 Dividends credited to your savings or checking account enrolled in any of Pag-IBIG Fund accredited banks, such as the Land Bank of the Philippines (LBP), Development Bank of the Philippines (DBP), or other banks that the Pag-IBIG Fund may accredit in the future. For members who opt for annual dividend payout but have no Philippine bank account, especially in the case of overseas members, MP2 Dividends shall be released to them in the form of checks.
Can I re-apply for a new MP2 Savings Account once my MP2 Savings matures?
Yes. Once your MP2 Savings reach the 5-year maturity period, you may re-apply for a new MP2 Savings Account.
You may claim your MP2 Savings anytime upon maturity. If unclaimed, your MP2 Savings shall continue to earn dividends for two more years based on the dividend rates of the Pag-IBIG Fund Regular Savings Program. After the said period, it shall no longer earn dividends, and must be withdrawn or claimed.
Can I open more than one (1) MP2 Savings Account?
Yes. You are allowed to open and maintain multiple MP2 Savings Accounts.
Are my MP2 Savings guaranteed?
Yes, MP2 Savings are government-guaranteed. However, the annual dividends, may vary depending on several factors, such as Pag-IBIG Fund’s financial performance.
Where does Pag-IBIG Fund invest my money?
Pag-IBIG Fund invests at least 70% of its investible funds in housing finance, as required by its Charter. It also invests in government securities and corporate bonds
How can I enroll?
Simply submit your duly accomplished MP2 Savings Application form at your nearest Pag-IBIG Fund Branch, along with the following:
- Valid Identification Card; and
- Passbook or ATM Card of your nominated bank account
You may download the MP2 Savings Application form here.
How do I remit my MP2 Savings?
- Salary deduction, upon agreement or arrangement with your employer;
- At any Pag-IBIG Fund Branch; or
- At any Pag-IBIG Fund-accredited collection partner.
MP2 (Modified Pag-IBIG 2) Savings
HERE IS HOW YOUR MP2 MAY GROW!
*based on a 7.5% dividend rate
FOR PHP500 MONTHLY SAVINGS
| Annual Dividend Payout | |||||
| Month Covered | Monthly Savings (MS) | Accumulated MS per year | Cumulative Savings | Annual Dividend Payout | Total Accumulated Value TAV) |
| Jan-Dec 2020 | 500.00 | 6,000.00 | 6,000.00 | 243.75 | 6,000.00 |
| Jan-Dec 2021 | 500.00 | 6,000.00 | 12,000.00 | 693.75 | 12,000.00 |
| Jan-Dec 2022 | 500.00 | 6,000.00 | 18,000.00 | 1,143.75 | 18,000.00 |
| Jan-Dec 2023 | 500.00 | 6,000.00 | 24,000.00 | 1,593.75 | 24,000.00 |
| Jan-Dec 2024 | 500.00 | 6,000.00 | 30,000.00 | 2,043.75 | 30,000.00 |
| TOTAL | - | 30,000.00 | - | 5,718.75 | 30,000.00 |
| Compounded Savings | |||||
| Month Covered | Monthly Savings (MS) | Accumulated MS per year | Cumulative Savings | Dividend Amount | Total Accumulated Value TAV) |
| Jan-Dec 2020 | 500.00 | 6,000.00 | 6,000.00 | 243.75 | 6,243.75 |
| Jan-Dec 2021 | 500.00 | 6,000.00 | 12,243.75 | 712.03 | 12,955.78 |
| Jan-Dec 2022 | 500.00 | 6,000.00 | 18,955.78 | 1,215.43 | 20,171.21 |
| Jan-Dec 2023 | 500.00 | 6,000.00 | 26,171.21 | 1,756.59 | 27,927.81 |
| Jan-Dec 2024 | 500.00 | 6,000.00 | 33,927.81 | 2,338.34 | 36,266.14 |
| TOTAL | - | 30,000.00 | - | 6,266.14 | 36,266.14 |
PHP1,000 MONTHLY SAVINGS
| Annual Dividend Payout | |||||
| Month Covered | Monthly Savings (MS) | Accumulated MS per year | Cumulative Savings | Annual Dividend Payout | Total Accumulated Value TAV) |
| Jan-Dec 2020 | 1,000.00 | 12,000.00 | 12,000.00 | 487.50 | 12,000.00 |
| Jan-Dec 2021 | 1,000.00 | 12,000.00 | 24,000.00 | 1,387.50 | 24,000.00 |
| Jan-Dec 2022 | 1,000.00 | 12,000.00 | 36,000.00 | 2,287.50 | 36,000.00 |
| Jan-Dec 2023 | 1,000.00 | 12,000.00 | 48,000.00 | 3,187.50 | 48,000.00 |
| Jan-Dec 2024 | 1,000.00 | 12,000.00 | 60,000.00 | 4,087.50 | 60,000.00 |
| TOTAL | - | 60,000.00 | - | 11,437.50 | 60,000.00 |
| Compounded Savings | |||||
| Month Covered | Monthly Savings (MS) | Accumulated MS per year | Cumulative Savings | Dividend Amount | Total Accumulated Value TAV) |
| Jan-Dec 2020 | 1,000.00 | 12,000.00 | 12,000.00 | 487.50 | 12,487.50 |
| Jan-Dec 2021 | 1,000.00 | 12,000.00 | 24,487.50 | 1,424.06 | 25,911.56 |
| Jan-Dec 2022 | 1,000.00 | 12,000.00 | 37,911.56 | 2,430.87 | 40,342.43 |
| Jan-Dec 2023 | 1,000.00 | 12,000.00 | 52,342.43 | 3,513.18 | 55,855.61 |
| Jan-Dec 2024 | 1,000.00 | 12,000.00 | 67,855.61 | 4,676.67 | 72,532.28 |
| TOTAL | - | 60,000.00 | - | 12,532.28 | 72,532.28 |
PHP1MILLION (ONE-TIME SAVINGS)
| Annual Dividend Payout | |||||
| Month Covered | Monthly Savings (MS) | Accumulated MS per year | Cumulative Savings | Annual Dividend Payout | Total Accumulated Value TAV) |
| Jan-Dec 2020 | 1,000,000.00 | 1,000,000.00 | 1,000,000.00 | 75,000.00 | 1,000,000.00 |
| Jan-Dec 2021 | 0.00 | 0.00 | 1,000,000.00 | 75,000.00 | 1,000,000.00 |
| Jan-Dec 2022 | 0.00 | 0.00 | 1,000,000.00 | 75,000.00 | 1,000,000.00 |
| Jan-Dec 2023 | 0.00 | 0.00 | 1,000,000.00 | 75,000.00 | 1,000,000.00 |
| Jan-Dec 2024 | 0.00 | 0.00 | 1,000,000.00 | 75,000.00 | 1,000,000.00 |
| TOTAL | - | 1,000,000.00 | - | 375,000.00 | 1,000,000.00 |
| Compounded Savings | |||||
| Month Covered | Monthly Savings (MS) | Accumulated MS per year | Cumulative Savings | Dividend Amount | Total Accumulated Value TAV) |
| Jan-Dec 2020 | 1,000,000.00 | 1,000,000.00 | 1,000,000.00 | 75,000.00 | 1,075,000.00 |
| Jan-Dec 2021 | 0.00 | 0.00 | 1,075,000.00 | 80,625.00 | 1,155,625.00 |
| Jan-Dec 2022 | 0.00 | 0.00 | 1,155,625.00 | 86,671.88 | 1,242,296.88 |
| Jan-Dec 2023 | 0.00 | 0.00 | 1,242,296.88 | 93,172.27 | 1,335,469.14 |
| Jan-Dec 2024 | 0.00 | 0.00 | 1,335,469.14 | 100,160.19 | 1,435,629.33 |
| TOTAL | - | 1,000,000.00 | - | 435,629.33 | 1,435,629.33 |
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